Question by Coffee&Cigarettes: Medical Loans for teens/young adults with Eating Disorder?
My friend desperately needs to go into a residential treatment facility for an Eating Disorder. The problem is her parents won’t pay for it. Is there any type of medical loan, etc. that she can take out to cover the other 20% her insurance won’t? This is vital for her recovery…
Best answer:
Answer by trh2000_2000
If she has problems with medical bills, she needs to head to a bank or a private lender and take out a personal loan. Financial aid or fasfa doesn’t deal with this sort of issue.
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4 Responses
Sarah in Wonderland* @ 10:22 am
I am sorry to hear about your friend. I used to have anorexia and I had to do an out patient program. I think that was around 3000 dollars but my insurance paid for most of it.
A lot of insurance companies don’t like to pay for anorexia treatment. We had to talk ours into it.
I guess it is possible that she could take out a loan.
Jay @ 11:10 am
Is all else fails, she should call 911 and indicate that she’s endangering her own life and needs help. She should be honest that she has no money for treatment, but fears for her own safety.
They will send an ambulance. From there, she’s receive a screening. Someone will be able to help her with finding ways to get treatment without the expense. Residential treatment may be the best, but it’s not the only option.
TwistedxKiss @ 11:36 am
If you are having issues with her parents not being willing to pay, does this mean she is a minor or young adult? She would need to be an adult and have a cosigner with good credit if she has not established credit herself in order to get any kind of loan. Minors cannot enter a contract, so they cannot get loans to my knowledge.
I would check around for local non-profits that might offer rehabilitation services for people with eating disorders, or who might help her pay for it.
dalteelee @ 12:30 pm
See if your state’s Department of Rehabilitation will help out. They are there for those with disabilities. Also, your State may have a Youth and Family Services. They often help with this also.